Mortgage Rate Update | 10-Dec-18

 

Check it out! Here is what the last year in Mortgage Rates looks like. Slow and steady increase over 2018.  Where do you see rates going next year? #showmethemooney #creepinonup #slowandsteady #nowsthetime #contactmenow

www.shawnmooney.com/rates

#mortgagebroker #realestate #property #house #firsttimebuyer #home #condo #buy #sell #yyc #airdrie #yycmortgage #yycrealestate #yychomes #investment #realestateyyc #ouryyc #preapproval #prequalify

As always, you can keep updated on current interest rates at www.shawnmooney.com/rates

Shawn Mooney | Bayfield Mortgage Professionals Ltd.

Broker of Record

Your Mortgage Broker for Life

Bus. # 403-945-8769 | Mobile # 403-828-1838

Email: mortgages@shawnmooney.com

Website: www.shawnmooney.com

Mortgage Rate Update | 07-Aug-18

Rate update here. Bit of a moving target but are trending upward. Do you have a mortgage up for renewal this year? Now is the time to take a look at your options.

www.shawnmooney.com/rates

#mortgagebroker #realestate #property #house #firsttimebuyer #home #condo #buy #sell #yyc #airdrie #yycmortgage #yycrealestate #yychomes #investment #realestateyyc #ouryyc #preapproval #prequalify

As always, you can keep updated on current interest rates at www.shawnmooney.com/rates

Shawn Mooney | Bayfield Mortgage Professionals Ltd.
Broker of Record
Your Mortgage Broker for Life
Bus. # 403-945-8769 | Mobile # 403-828-1838
Email: mortgages@shawnmooney.com
Website: www.shawnmooney.com


*Denotes Change in Rate**Rates subject to change without notice.  Some conditions apply.  O.A.C.  Rates could be customized maturity and must close by a certain date.  QC refers to quick close.  Contact me for the best rate for you!!

Mortgage Broker Update | 03-Apr-18

Mortgage Renewing soon? Lock in now to make sure you get the best rate! Just a call can save you money! Sign up for a mortgage renewal reminder now! #callmenow #workingforyou #winwin #120ratehold #mortgagerenewalreminder

http://bit.ly/renewal-reminder

#mortgagebroker #realestate #property #house #firsttimebuyer #home #condo #buy #sell #yyc #airdrie #yycmortgage #yycrealestate #yychomes #investment #realestateyyc #ouryyc #preapproval #prequalify

As always, you can keep updated on current interest rates at www.shawnmooney.com/rates

Shawn Mooney | Bayfield Mortgage Professionals Ltd.

Broker of Record

Your Mortgage Broker for Life

Bus. # 403-945-8769 | Mobile # 403-828-1838

Email: mortgages@shawnmooney.com

Website: www.shawnmooney.com

*Denotes Change in Rate**Rates subject to change without notice.  Some conditions apply.  O.A.C.  Rates could be customized maturity and must close by a certain date.  QC refers to quick close.  Contact me for the best rate for you!!

Mortgage Rate Update | 06-Nov-17

Mortgage Up for Renewal in the next 6 months? Lock in now to make sure you get the best rate possible! Rates are excellent. #ShowMeTheMooney

shawnmooney.com/rates

As always, you can keep updated on current interest rates at www.shawnmooney.com/rates

Shawn Mooney | Bayfield Mortgage Professionals Ltd.

Broker of Record

Your Mortgage Broker for Life

Bus. # 403-945-8769 | Mobile # 403-828-1838

Email: mortgages@shawnmooney.com

Website: www.shawnmooney.com

Mortgage Up For Renewal?

If your mortgage is coming up for renewal you need to contact a mortgage broker before signing that renewal. Banks are not always looking out for your best interest where as a mortgage broker will always offer you the best advice they can.  We take all of the variables in to consideration prior to helping you decide which way to go. 

For more info go to https://www.shawnmooney.com/mortgage-renewal

Mortgage Rate Update - September 26, 2016

As always, you can keep updated on current interest rates at www.shawnmooney.com/rates

Shawn Mooney |Bayfield Mortgage Professionals Ltd.

Broker of Record

Your Mortgage Broker for Life

Bus. # 403-945-8769 | Mobile # 403-828-1838

Email: mortgages@shawnmooney.com

Website: www.shawnmooney.com

*Denotes Change in Rate**Rates subject to change without notice.  Some conditions apply.  O.A.C.  Rates could be customized maturity and must close by a certain date.  Contact me for the best rate for you!!

Mortgage Rate Update - September 19, 2016

*Denotes Change in Rate**Rates subject to change without notice.  Some conditions apply.  O.A.C.  Rates could be customized maturity and must close by a certain date.  Contact me for the best rate for you!!

As always, you can keep updated on current interest rates at www.shawnmooney.com/rates

Shawn Mooney |Bayfield Mortgage Professionals Ltd.

Broker of Record

Your Mortgage Broker for Life

Bus. # 403-945-8769 | Mobile # 403-828-1838

Email: mortgages@shawnmooney.com

Website: www.shawnmooney.com

Mortgage Renewal, What you need to know!

What Happens when your mortgage is up for renewal?

Generally speaking when your mortgage is up for renewal you get a renewal notice from your Bank or other lender, you choose the rate you would like and you advise the lender.  From there you carry on.  It is not that simple… your current mortgage lender would like it if you thought so. 

Here is what you need to know however;

·        Your current mortgage lender wont usually send you your renewal notice until you are very close to renewal to reduce the amount of time you have to shop around.

o   I will send you a notice that your mortgage is coming up for renewal within the 120 days to your mortgage renewal so you have plenty of time to decide what the best option is.

·        Your current mortgage lender may not offer you the best rate you can get right out of the gate, you may need to negotiate with them to get a lower rate

o   I will help you to negotiate an interest rate on your behalf, make sure you are given the best possible rate, or at least to make sure you are given the best rate by the end of it.

·        If you had any credit mishaps over the term of your mortgage they may not offer you a very good rate at all as some of the lenders pull your credit before offering you a renewal.

o   If you have had issues with your credit, a new lender may better understand this and give you a better interest rate.  I would help you figure out you can do if you have had some credit issues over the term. 

I am here to help.  If you would like to be reminded about your mortgage renewal please follow this link... http://www.shawnmooney.com/mortgage-renewal-reminder

Shawn Mooney |Bayfield Mortgage Professionals Ltd.

Broker of Record
Your Mortgage Broker for Life
Bus. # 403-945-8769 | Mobile # 403-828-1838
Email: mortgages@shawnmooney.com
Website: www.shawnmooney.com

Mortgage Rate Update - September 6, 2016

*Denotes Change in Rate**Rates subject to change without notice.  Some conditions apply.  O.A.C.  Rates could be customized maturity and must close by a certain date.  Contact me for the best rate for you!!

Is Your Mortgage Up for Renewal Soon? If not, set a reminder so you don't forget it.

In this day and age, it is especially important to consider your options when your mortgage is up for renewal.  There are so many things you will want to consider.  You may have better options available.  Did you know hat you can get a rate hold for up to 120 days with some lenders?  Also, because a new lender wants your business they will sometimes pick up all of the costs associated with the new mortgage. 

As plans are always changing over the years you should re-evaluate your mortgage options at each renewal.  Some of the questions I would ask would be;

• How much longer do you plan to live there?

• Could you use a little extra money for renovations?

• Could you use some money to pay off some debts?

• Are the payments a little too high, or are they a little too low?

• Would you like to pay off your mortgage faster? 

At the end of the day there are several considerations for your upcoming mortgage renewal.  Your renewal is the perfect time to consider these questions and more as you can re-negotiate a new mortgage and avoid any kind of penalty.

Whatever your needs are I would like to make sure you are well looked after for the renewal of your mortgage.  I will work with you to make sure you are getting the right mortgage for you.  

Set up a Mortgage Renewal Reminder

http://www.shawnmooney.com/mortgage-renewal-reminder

Shawn Mooney |Bayfield Mortgage Professionals Ltd.

Broker of Record
Your Mortgage Broker for Life
Bus. # 403-945-8769 | Mobile # 403-828-1838
Email: mortgages@shawnmooney.com
Website: www.shawnmooney.com

Is Your Mortgage Up for Renewal Soon? If not, set a reminder so you don't forget it.

In this day and age, it is especially important to consider your options when your mortgage is up for renewal.  There are so many things you will want to consider.  You may have better options available.  Did you know hat you can get a rate hold for up to 120 days with some lenders?  Also, because a new lender wants your business they will sometimes pick up all of the costs associated with the new mortgage. 

As plans are always changing over the years you should re-evaluate your mortgage options at each renewal.  Some of the questions I would ask would be;

• How much longer do you plan to live there?

• Could you use a little extra money for renovations?

• Could you use some money to pay off some debts?

• Are the payments a little too high, or are they a little too low?

• Would you like to pay off your mortgage faster? 

At the end of the day there are several considerations for your upcoming mortgage renewal.  Your renewal is the perfect time to consider these questions and more as you can re-negotiate a new mortgage and avoid any kind of penalty.

Whatever your needs are I would like to make sure you are well looked after for the renewal of your mortgage.  I will work with you to make sure you are getting the right mortgage for you.  

Set up a Mortgage Renewal Reminder

http://www.shawnmooney.com/mortgage-renewal-reminder

Shawn Mooney |Bayfield Mortgage Professionals Ltd.

Broker of Record
Your Mortgage Broker for Life
Bus. # 403-945-8769 | Mobile # 403-828-1838
Email: mortgages@shawnmooney.com
Website: www.shawnmooney.com