Showing posts with label Mortgage Refinance. Show all posts
Showing posts with label Mortgage Refinance. Show all posts

Wednesday, May 11, 2022

Are You Swimming in Debt?

 

Are You Swimming in Debt?

Good day,

After a long couple of years, a lot of us have found ourselves with a little more debt than we would like. Join the many I have already helped to lower their monthly payment obligations and get out of unsecured debt. On average I am seeing monthly payment savings of approximately $1,000. I don’t know about you but I could sure use the extra money in my pocket.

The reality is, property values have risen quite a bit over the last 6 months which is allowing people the opportunity to pull out equity and consolidate everything.

Not only that, but with my strategies, don’t think of this opportunity as starting over. You can use the savings you achieve every month to take advantage of excellent pre-payment privileges to pay your mortgage off even quicker than before which will in turn improve your long term financial freedom.

In just a couple of minutes I can determine exactly what that will look like for you. Give me a call now if you think this might be of interest to you!

If you think this information could help out a friend or a family member, I would really appreciate it if you would forward this email or provide them with my contact information. I will look after them as if they were a friend or family member to myself.

Phone / Text 403-828-1838 Email: mortgages@shawnmooney.com Website: www.shawnmooney.com

Some conditions may apply. Rates are subject to change. Subject to lender / insurer approval.

Monday, December 31, 2018

Mortgage Rate Update | 31-Dec-18



New Year, New Start. Get your finances in order. Now's a great time to refinance your house and consolidate your debts. Call me now to see how much you can save. #happynewyear #callmenow #lowerpayments #xmasdebt


#mortgagebroker #realestate #property #house #firsttimebuyer #home #condo #buy #sell #yyc #airdrie #yycmortgage #yycrealestate #yychomes #investment #realestateyyc #ouryyc #preapproval #prequalify

As always, you can keep updated on current interest rates at www.shawnmooney.com/rates
Shawn Mooney | Bayfield Mortgage Professionals Ltd.
Broker of Record
Your Mortgage Broker for Life
Bus. # 403-945-8769 | Mobile # 403-828-1838

Monday, December 10, 2018

Mortgage Rate Update | 10-Dec-18


 

Check it out! Here is what the last year in Mortgage Rates looks like. Slow and steady increase over 2018.  Where do you see rates going next year? #showmethemooney #creepinonup #slowandsteady #nowsthetime #contactmenow


#mortgagebroker #realestate #property #house #firsttimebuyer #home #condo #buy #sell #yyc #airdrie #yycmortgage #yycrealestate #yychomes #investment #realestateyyc #ouryyc #preapproval #prequalify

As always, you can keep updated on current interest rates at www.shawnmooney.com/rates
Shawn Mooney | Bayfield Mortgage Professionals Ltd.
Broker of Record
Your Mortgage Broker for Life
Bus. # 403-945-8769 | Mobile # 403-828-1838

Wednesday, February 28, 2018

Do You Owe Revenue Canada Money?

Do you owe Revenue Canada Money?
#CRAdebtsucks #equitylending #privatemoney #Icanhelp #dontwait


Tax season is upon us. Do you owe revenue Canada money?  Did you know that if you do it is considered to be income tax arrears so there fore penalized? Revenue Canada expects you to have your taxes paid in full prior to the tax deadline by paying instalments on you own if you are self employed or having it deducted from your income if employed by an employer.

As such if you are refinancing your house you are not allowed to pay revenue Canada from the proceeds. Also, if you are buying a house these will be required to be paid off in full prior to closing on a new house purchase.  Even if you are on a payment plan with revenue Canada it won’t matter to the lender. If you have an upcoming mortgage renewal, even if a few years away you should start considering dealing with this sooner than later.  If you don’t when your mortgage comes up for renewal you won’t have the ability to shop around or negotiate.

That said, I do have lenders that understand and are willing to help. Both my alternative lenders and my private lenders are willing to help pay off this debt if you have sufficient equity in your house. I have several strategies I implement depending on your specific situation to help.

So, if you have revenue Canada debt and you are unsure as to what to do contact me. I would happy to help you find a solution if I can.

Shawn Mooney | Bayfield Mortgage Professionals Ltd.

Broker of Record

Your Mortgage Broker for Life

Bus. # 403-945-8769 | Mobile # 403-828-1838

Email: mortgages@shawnmooney.com

Wednesday, January 3, 2018

Refinance & Save | Lower Payments | Pay off your mortgage faster!


Refinance and Save! Check out the savings you can get by refinancing. Pay off your mortgage faster. Contact me to find out what other strategies I might have which can save you money.




#ShowMeTheMooney #DebtConsolidation #CheapMoney




 #lowerpayments #savingyoumoney #condoliving #mortgage #mortgagebroker #realestate #yyc #airdrie #mortgages #yycmortgage #yycrealestate #yycrenovations #yychomes #investment #realestateyyc #ouryyc #preapproval #prequalify

Thursday, December 28, 2017

Mortgage Rate Update | 28-Dec-17


Get ahead of rising rates! Rates trending upward. Get rid of your high interest debt, purchase a new home!  Now is a great time. Get pre-qualified in 5 minutes.








#ShowMeTheMooney #fullservicemortgage #openforyou #savingyoumoney #condoliving #mortgage #mortgagebroker #realestate #invest #property #house #firsttimebuyer #home #condo #buy #sell #bayfieldmortgage #verico #yyc #airdrie #mortgages #yycmortgage #yycrealestate #yycrenovations #yychomes #investment #realestateyyc #ouryyc #preapproval #prequalify



As always, you can keep updated on current interest rates at www.shawnmooney.com/rates





Shawn Mooney | Bayfield Mortgage Professionals Ltd.

Broker of Record

Your Mortgage Broker for Life

Bus. # 403-945-8769 | Mobile # 403-828-1838

Email: mortgages@shawnmooney.com






*Denotes Change in Rate**Rates subject to change without notice.  Some conditions apply.  O.A.C.  Rates could be customized maturity and must close by a certain date.  QC refers to quick close.  Contact me for the best rate for you!!

Monday, December 18, 2017

Mortgage Rate Update | 18-Dec-17



Start the new year off right by refinancing and getting rid of debt. Get pre-approved to avoid the new mortgage rules. Rate Update. Take advantage of your time off during the holidays. Call me!  I will be open for business.



As always, you can keep updated on current interest rates at www.shawnmooney.com/rates


Shawn Mooney | Bayfield Mortgage Professionals Ltd.
Broker of Record
Your Mortgage Broker for Life
Bus. # 403-945-8769 | Mobile # 403-828-1838
Email: mortgages@shawnmooney.com

*Denotes Change in Rate**Rates subject to change without notice.  Some conditions apply.  O.A.C.  Rates could be customized maturity and must close by a certain date.  QC refers to quick close.  Contact me for the best rate for you!!


#ShowMeTheMooney #fullservicemortgage #openforyou #savingyoumoney #condoliving #mortgage #mortgagebroker #realestate #invest #property #house #firsttimebuyer #home #condo #buy #sell #bayfieldmortgage #verico #yyc #airdrie #mortgages #yycmortgage #yycrealestate #yycrenovations #yychomes #investment #realestateyyc #ouryyc #preapproval #prequalify

Wednesday, July 19, 2017

Need a Mortgage? Use a Mortgage Broker!

Why go to the bank? I use many lenders and customize a #mortgage just for you! Recently saved a purchase for a client when the bank turned them down!
#yyc #Airdrie #Realestate


Thursday, May 4, 2017

Do you have too much debt?

Get rid of your high interest credit debt now! #mortgage #refinance #lowerpayments #yyc #airdrie #realestate
Contact me for details.  Only takes 5 minutes to explore your options.

Tuesday, October 4, 2016

Mortgage Refinancing - FAQ

What is Mortgage Refinancing?

Mortgage refinancing means paying out the existing mortgage or mortgages and replacing them with a new mortgage or mortgages.  Ultimately when you refinance the mortgage you are changing the terms of the mortgage.  You might be changing the term, mortgage amount, amortization period or conditions.  When your mortgage comes up for renewal it is considered a transfer/switch if you decide to get a mortgage with another lender unless you decide to change the mortgage in any way.

Refinancing can help you reduce monthly payments

Are you finding you don't have anything left over at the end of the month after paying all those monthly bills? Use the equity you have built in your home to help manage your debt. Consolidation can help you manage your monthly cash flow and relieve the financial pressure. A mortgage broker can help you with debt consolidation, and show you mortgage options that will help you regain control.

Refinancing can help you pay off high interest credit card debt

Are you only making minimum monthly payments on your high interest credit cards, loans or lines of credit? Mortgage interest rates are still at record lows. Now is the time to take advantage of the equity you have in your home and pay down your high interest debt while actually saving thousands.

Refinance to Plan and build for your financial future

No extra cash available to help build your financial future. We can help you free up cash so you do have funds to invest for your retirement and your family's financial future.  By refinancing you might be able to get yourself low interest money you might not otherwise have access to.  


Contact us today online, in person or by phone and let us help you achieve your financial goals!!

Check out my webpage on Mortgage Refinancing.  http://www.shawnmooney.com/refinance

Shawn Mooney |Bayfield Mortgage Professionals Ltd.
Broker of Record
Your Mortgage Broker for Life
Bus. # 403-945-8769 | Mobile # 403-828-1838