Costly Reno's or Upgrades Solved Here!

Costly Reno’s or Upgrades Solved Here

Good day!!! Is your house outdated? Is it in need of costly repairs? Or is there something you could do to it to make it the perfect house? In this crazy real estate market it has become unrealistic for prospective home buyers to sell their homes and buy something else. The reality is, you can sell your home easily but the problem is finding something comparable in this market to buy. There is a lack of inventory which is driving house prices to all time highs. Why don’t you consider my Refinance Plus Improvements Program? Below are just 5 things for you to consider. With the increase in home values, you may find you have enough equity to do the renovations or upgrades you have always wanted to. Increase your property value. By upgrading your house you will instantly increase the value of your house. Using your homes equity to do renovations or upgrades would be a lot cheaper than carrying the debt on a credit card, loan or unsecured line of credit. Upgrades to your house include, but are not limited to building a garage, developing your basement, new paint, kitchen renovations, bathroom renovations, new flooring or to put on an addition. Using my Refinance Plus Improvements program will allow you exceed the normal requirements, which ultimately leads to accessing your “As Improved” value in determining the maximum amount you can borrow. If you are interested in this product you should contact me right away. I can help you figure out how much you can borrow. Contractors are starting to book up for the upcoming season of renovations and upgrades. If you think this information could help out a friend or a family member, I would really appreciate it if you would forward this email or provide them with my contact information. I will look after them as if they were a friend or family member to myself.

Book a Virtual Meeting Now!!

Phone / Text 403-828-1838 Email: mortgages@shawnmooney.com Website: www.shawnmooney.com

Some conditions may apply. Rates are subject to change. Subject to lender / insurer approval.

Found the "Almost" Perfect Home?

Are you tired of finding the “Almost Perfect” home? Make your new home the way you want it with my Purchase plus improvements program. 😁You can include upgrades in to your mortgage!😱 #callmenow #makeitperfect #purchaseplus #dreamhome #makeityourown

https://www.shawnmooney.com/purchase-plus-improvements

#mortgagebroker #realestate #property #house #firsttimebuyer #home #condo #buy #sell #yyc #airdrie #yycmortgage #yycrealestate #yychomes #investment #realestateyyc #ouryyc #preapproval #prequalify

Mortgage Rate Update | 14-Nov-17

Variable rates are looking better and better. Is a variable rate right for you? Contact me for more info.

Shawnmooney.com/rates

#ShowMeTheMooney #Fullservicemortgage #rateupdate #YYC #YYCRealestate #Airdrie

#mortgage #mortgagebroker  #realestate  #invest #property #house #firsttimebuyer #home #condo #buy #sell #bayfieldmortgage #verico #yyc #airdrie #mortgages #yycmortgage #yycrealestate #yycrenovations #yychomes  #investment #realestateyyc #ouryyc  #preapproval #prequalify 

As always, you can keep updated on current interest rates at www.shawnmooney.com/rates

Shawn Mooney | Bayfield Mortgage Professionals Ltd.

Broker of Record

Your Mortgage Broker for Life

Bus. # 403-945-8769 | Mobile # 403-828-1838

Email: mortgages@shawnmooney.com

Website: www.shawnmooney.com

*Denotes Change in Rate**Rates subject to change without notice.  Some conditions apply.  O.A.C.  Rates could be customized maturity and must close by a certain date.  QC refers to quick close.  Contact me for the best rate for you!!

Mortgage Rate Update | 23-Oct-17

Rate update! Bank of Canada meets Wednesday. Do you think we are in store for another rate increase?

#ShowMeTheMooney

https://www.shawnmooney.com/rates

As always, you can keep updated on current interest rates at www.shawnmooney.com/rates

Shawn Mooney | Bayfield Mortgage Professionals Ltd.

Broker of Record

Your Mortgage Broker for Life

Bus. # 403-945-8769 | Mobile # 403-828-1838

Email: mortgages@shawnmooney.com

Website: www.shawnmooney.com

*Denotes Change in Rate**Rates subject to change without notice.  Some conditions apply.  O.A.C.  Rates could be customized maturity and must close by a certain date.  QC refers to quick close.  Contact me for the best rate for you!!

Found a house in need of costly renovations?

Have you found a house that is in need of costly renovations? Contact me to find out how you can put the costs into your mortgage!  #dreamhouse #yyc #Airdrie

Purchase Plus Improvements FAQ

There is a product available which I am sure most people don't even know exists.  The product is called "Purchase plus Improvements".  This is a great product for people who are purchasing a new house and want do to some upgrades and/or repairs.  Also a great product for people looking to do renovations and may not have quite enough equity.

You can use the extra money to do the following;

• Build a garage
• Develop your basement
• Put an addition on your house
• New paint
• Renovate your bathrooms
• Renovate your Kitchen
• New flooring
• And much, much more.

Benefits;

• Still eligible for the best rates
• Much cheaper than carrying the debt on credit cards
• Increase your homes value
• I payment including your mortgage instead of many
• Make your new home your dream home

Basically, with this mortgage product you can work the price of the upgrades and/or repairs in to the mortgage when you purchase your new house.  A lot of times you will be searching for the perfect house, you will find it but find that it is missing something you feel you need like maybe a garage or basement development.  Lenders these days realize that it is not feasible sometimes to do this upgrades after you buy the house so they have found a way to work it in to your new mortgage. 

Also, with changes within the industry with respect to the maximum loan to value (80% of your properties value) for refinances it also may be possible to do a refinance plus improvements.  So basically if your were to refinance your home and pay off unsecured debt along with do some home renovations but did not have enough equity you could take advantage of this program thus allowing you to do the renovations you would not previously been able to. 

I have arranged several of these types of mortgages and I know the ins and outs so please contact me with any questions you may have. 

Shawn Mooney |Bayfield Mortgage Professionals Ltd.

Broker of Record

Your Mortgage Broker for Life

Bus. # 403-945-8769 | Mobile # 403-828-1838

Email: mortgages@shawnmooney.com

Website: www.shawnmooney.com