10 Reasons to use a Mortgage Broker

10 Reasons to use a Mortgage Broker

What are the benefits of using a mortgage broker?

1.  Advice on your financial options

I can make recommendations and draw from available mortgage products that match your needs to help you decide what is right for you.

2.  Save time with one-stop shopping.

It can sometimes take weeks to organize oppointments with competing mortgage lenders, I am sure you would rather spend your time searching for a new house instead.  With my many lenders I will make sure you are given the best deal.

3.  I can negotiate on your behalf to get the best rates and terms available

With all the knowledge and lenders I have to work with we make sure you are given the very best mortgage you qualify for.  I specialize in mortgages, where the person working on your mortgage at the bank specializes in their products which might mean they are less knowledgable about mortgages.

4.  With more choices it means you are given more competitive rates

Our network of lenders are all aware of what rates are being offered elsewhere.  Because they want your business they offer more competitive rates as well as more products.

5.  Ensure that you're getting the best rates and terms.

Even if you have been pre-approved at the bank or another financial institution it may not be the best deal.  It may be possible you are getting yourself in to a mortgage you won't be happy with down the road.

6.  Get access to special deals and add-ons

We do the math on what deals might catch your attention.

7.  Things move quickly, and smoothly

Our job isn't done until the mortgage closes.  Although there may seem like nothing is happening on your mortgage we are always working and communicating with the lender and the solicitor to ensure a closing a smooth as possible.

8.  Get Expert Advice

When it comes to mortgages, rates and the housing market, we are not limited.  I will explain the various mortgage terms, conditions and rates so you can decide confidently.

9.  No Cost to You

In most cases there is no charge for your business.  Pretty well all the lenders pay us a commission so there is is no cost to you.  In some rare cases there are fees charged but those would be disclosed up front. 

10.  Ongoing Support and Consultation

Even once the mortgage has been closed you can always contact me for support or questions concerning your mortgage.  I might be able to help you with many of your questions regarding service and changes and so on...